Travel Rewards Credit Cards can be an extremely powerful tool using towards your next vacation if it is used correctly. But before we get into details about the top mistakes most people do when using travel rewards credit cards, let’s first say what makes them different than credit cards or rewards credit cards.
Credit cards are no more luxury today. They are a necessary part of our lives. Credit cards come with various benefits like cash back, reward points, credit score, credit history and more. The rewards credit cards give you cash back based on your spending.
The added perks to that are that you don’t pay interest on those charges that you pay off the following month, and you have credit card warranties on the items you purchased.
The best cashback card is pretty subjective, depending on what you want to get out of it. Most cards have relatively strong and weak points.
The best travel rewards credit card will depend on what your travel goals are: mostly domestic U.S. travel in coach or international travel in business or first class?
What Is a Travel Rewards Credit Card?
Although most travel credit cards have different offers and shapes they fall into these three main categories. In general credit cards earns cash back are different than a credit card that offers travel rewards. Here is how they work: most of the travel rewards credit cards use what’s called a points-based system.
You earn one mile (or point) for each dollar that you spend. The accumulated points you can redeem and spend on airfare, hotel stays, or discounts on cruises.
Airline miles or hotel points
Fixed-rate or cashback
Transferable points
Travel rewards credit cards benefits
Finding the best travel rewards credit cards is not always easy and it is time-consuming. This comparison guide from USNews will update you with the latest perks and promotions from the current travel credit cards offers.
It is always better to compare best travel rewards credit cards as they change quite often and to break the topic down and cover the different aspects of the best travel rewards credit cards. This time may be the best time to open your travel rewards credit card.
Sign-up bonuses
Trip insurance
Waived Baggage Fees
Credits and refunds
Free Airport Lounge Access
Lost Luggage Reimbursement
Airline Fee Credit
Points Boost for Booking Through Card Portal
Mistakes to Avoid When Using Travel Rewards Credit Cards
Nobody likes to make mistakes, especially when we talk about money and rewards being involved. Below you’ll find the 10 most common mistakes when using Travel Credit Cards.
Not Earning the Welcome Bonus
Most of the credit cards offer a good welcome bonus. Some companies require you to spend a certain amount for a specific time in order to be eligible for the bonus but other companies may give you directly the welcome bonus. That’s why is always important to check their requirements.
If you fail to meet the welcome requirement, you are likely to miss out on a large amount of free travel.
Not Paying Outstanding Balances in Full
No matter how big is your credit limit or how much you’ve spent the interest is something that most people do not pay attention to and waste money. But you can avoid credit card interest by paying your bill in full.
Missing the Right Time to Apply
Another major mistake most people do is missing the right time to apply. Credit cards comparison is always handy. As any other products on the market promotions are often available for travel rewards credit cards as well.
Redeeming for Low-Value Rewards
We all like spending money especially when we have free money waiting. Many consumers redeem their hard-earned points for poor cashback promotions. It is better to wait longer and accumulate more points that can really reduce the price you have to pay or even give you a free ticket.
Applying for Multiple Cards at Once
Applying for too many cards in a short period of time can hurt your credit score and also can make it hard for you to hit the minimum spending requirement. Some credit cards companies deny new applications automatically for certain credit cards if you have opened more than five new credit card accounts.
Canceling the Card Right after Earning the Welcome Bonus or Never Using It
There is nothing wrong with opening an account just to use you welcome bonus points but you should not close the account before it turns its first anniversary. You might find yourself ineligible for future bonuses or getting your applications denied.
Letting Rewards Expire
Most rewards programs have expiration time in their policies but at least you need to earn a point or a mile every 18-36 months. Another way you can lose your earned points is if you choose to close or downgrade your credit card account.
Not Maximizing the Bonuses on Categories
You can earn extra money by checking on regular basics and participating in some of the categories that offer higher bonuses on like restaurants, hotel stays, supermarket purchases, etc.
Paying a High Annual Fee for Rewards Not Actually Used
As we mentioned above every credit company has different policies and some offer no fees others charge annual fees. Some credit cards can charge even several hundreds of dollars annually. If you are not using the credit card and make it worth those fees are just a waste of money.
Paying the Foreign Transaction Charges
Most travelers who use travel credit cards are actually traveling aboard and having a foreign transaction fee is really a bad decision. Today most of the travel rewards credit cards offer no foreign transaction fee make sure to always check that.
Are Travel Credit Cards Worth It?
According to USNews, more than 61% of people surveyed don’t have a travel credit card, missing out on travel discounts and rewards. General travel rewards cards often offer miles & points that either never expire or have a long window in which you can redeem rewards.
Overall you can get a lot of benefits of using the best travel credit cards for travel points, sign-up bonuses, hotel rewards, airport lounges and the overall winner. This combined with cash back rewards credit cards can give you a really good boost and actually save money during trips instead of spending.
In general, getting a travel rewards card is good for you if:
You fly at least 1-2 times per year (personal or business).
You stay at hotels for more than 5 days per year.
You rent cars frequently but do not have insurance coverage.
Want to learn more about other ways to save for your next trip? Check our other posts: Travel tips.
The Ningaloo reef protects a lagoon that is on average only 2-4 metres deep and is rich in marine life. The Ningaloo Coast is a World Heritage Site located in the northwest coastal region of Western Australia. It has long empty beaches, astonishing marine life and world-heritage listing combined with a strong cultural heritage.
Many travelers seek the opportunity to explore this remote and wildly beautiful coral reef and coastline also provide iconic marine wildlife. Ningaloo Reef has earned a reputation as one of the world’s most exciting and abundant locations to swim, dive, fish or snorkel.
How to Get to the Ningaloo Reef
Airlines
Skywest / Virgin and Qantas Airlines operate daily flights from Perth to Learmonth Airport. Learmonth Airport is located 36 km south of Exmouth. Exmouth Bus Charters meet every flight and for a fee they can drop you off at your accommodation in Exmouth.
If you will be traveling to Coral Bay, there are a couple of companies that can arrange transfers between Learmonth and Coral Bay.
If you are traveling north to Exmouth along the North West Coastal Highway, travel 142km north of Carnarvon and turn left onto the Minilya-Exmouth Road. From here it is a further 200km to the Exmouth townsite.
If you are traveling south to Exmouth turn off the North West Coastal Highway 110km south of the Nanutarra Roadhouse onto Burkett Road. From here it’s 80 km to the Minilya Exmouth Road.
Coach Lines
Integrity Coach Lines provide scheduled coach services as far north as Broome and as far south as Perth, stopping everywhere in between.
You can check the schedule on their website below:
See the full extent of the reef and the amazing array of colors and wildlife from the air. Scenic flights will give you the chance to view and photograph many of the marine creatures found in the Ningaloo Marine Park. Birds Eye View offers the ultimate experience of the North West Cape.
This is one of the most unique and picturesque environments in the whole of Australia, where you can see canyons to reefs, Turtles, Dugongs, Manta Rays, Tiger Sharks or Whale Sharks and Humpback Whales,
Turquoise Bay is home to more than 500 exotic fish species, turtles, squid and ofcourse, coral. You can enjoy snorkeling and swimming in the bay. Known as one of Australia’s best beaches, Turquoise Bay is the perfect spot to spend an afternoon relaxing, swimming and snorkelling. Dive into the pristine waters at Turquoise Bay to swim and snorkel within a few metres of Ningaloo Reef.
Swimming with a whale shark is an unforgettable experience! Every year from March to August, the world’s biggest fish congregate along the Ningaloo Reef.
You can join a tour and not only swim with whale sharks, but also interact with majestic manta rays, encounter dugongs, turtles, humpback whales, dolphins, colorful tropical fish, and amazing corals. Most of those tours including snorkeling equipment, wetsuits, food, and drinks.
Ningaloo Reef’s remarkable eco-system attracts hundreds of whale sharks with its abundance of naturally-occurring food and nutrient-rich waters from the continental shelf that lies beneath Ningaloo. With plankton drifting closer to the surface, whale sharks get easy, abundant feeding. While whale sharks can grow to an impressive 15 meters in length, and they pose no danger to humans. They are calm, slow-moving, and they are undisturbed by snorkellers swimming in close distance.
Coral Bay
Coral Bay is a marine paradise and one of Western Australia’s premier family holiday destinations. Named Coral Bay due to the beautiful coral gardens just meters away from the white sandy beach.
It’s ideal for the independent traveler searching for excitement; families looking for an enjoyable, safe environment; scuba divers; fisher persons; snorkellers
Exmouth
Exmouth is the perfect base to explore the grandiose landscapes of the Cape Range National Park and the underwater wonders of the Ningaloo Marine Park. The Exmouth Visitor Centre can provide you with the many tour options available.
The Shark Bay Marine Park north to the Ningaloo Reef is some of the world’s major breeding areas for sea turtles. The turtle nesting season between December and March, and after a six-week period.
Approximately six weeks after nesting, tiny turtle hatchlings emerge from their nests and scurry to the deep blue sea of the Ningaloo Marine Park.
Travel solo has become increasingly popular among people seeking freedom and adventure in exploring the world independently. This travel style allows individuals to engage deeply with their destinations, promoting self-discovery and personal growth. Travelers can create their itineraries and choose experiences that resonate with them. The rise of social media has also showcased the joys of solo journeys, encouraging more people to embark on their own.
Traveling alone offers numerous benefits. It allows for complete flexibility and spontaneity. Without accommodating others’ schedules, solo travelers can change plans immediately, leading to unique experiences that might not happen in a group setting.
Additionally, travel solo can boost confidence. Navigating new environments alone builds problem-solving skills and independence. The experience often fosters a sense of achievement, enhancing the joy of travel.
Preparation is crucial when embarking on solo adventures. Awareness of potential challenges can prevent common mishaps. Solo travelers must research destinations, understand local customs, and stay informed about safety. Having a well-thought-out plan helps mitigate risks. It empowers travelers to make the most of their journeys. By being prepared and aware, travelers can enjoy their experiences fully, avoiding mistakes that could detract from their adventures.
Mistakes to Avoid When Travel Solo
Not Researching Your Destination
Travel solo can be a rewarding experience, but neglecting to research your destination can lead to significant challenges. One critical area to understand is the cultural norms of the place you are visiting. Each country has its customs, traditions, and social expectations.
Failing to familiarize yourself with these norms can result in unintentional disrespect, which may make interactions uncomfortable. For instance, certain gestures or attire might be regarded as offensive. Knowing these norms enhances the travel experience and fosters better connections with locals.
Safety is another vital aspect to consider when travel solo. Each location has safety concerns and local laws that may differ significantly from your home country’s. Researching these factors can help you avoid dangerous situations. For instance, some areas may have specific rules regarding alcohol consumption or curfews for tourists. Understanding the region’s safety landscape allows you to make informed decisions to protect yourself while enjoying your journey.
Finding reliable accommodations and attractions is also essential to ensure a smooth trip. Without proper research, you risk booking a place that lacks basic amenities or is situated in a less safe area. Look for reviews from other travelers to gauge the reliability of hotels or hostels. Knowing which attractions are worth visiting can help you plan your itinerary effectively. This research lets you prioritize your time and resources, ensuring a fulfilling solo travel experience.
Overpacking When Travel Solo
Travel solo can be a rewarding experience. However, one common mistake is overpacking. Carrying heavy luggage alone presents challenges. You may struggle to lift your bag onto public transport, and you could also find it challenging to navigate through crowded areas. A heavy bag can limit your mobility and increase stress.
When packing, it’s crucial to distinguish between essential items and unnecessary items. Consider what you truly need for your journey. Many travelers pack items “just in case.” This mindset can lead to a bag that is too heavy. Assess your itinerary and climate. Only include items that serve a purpose. Focus on versatile clothing and essential toiletries. This approach will help reduce the weight of your luggage.
To pack light:
Adopt some simple strategies.
Start by making a list of must-have items.
Stick to it while packing.
Roll your clothes instead of folding them.
This method saves space in your luggage. Choose a lightweight bag. It should fit all your necessities without being cumbersome. Lastly, remember that you can often buy items at your destination, further lightening your load.
Ignoring Travel Insurance
Traveling without insurance can be a risky decision. Travelers often overlook this important aspect. They may save money upfront but face significant costs later. Medical emergencies, trip cancellations, or lost luggage can happen unexpectedly. Without insurance, these events can lead to financial strain. The peace of mind that comes from having coverage is invaluable.
There are several types of coverage to consider. Medical coverage protects against health-related issues. Trip cancellation insurance can help recoup costs for non-refundable bookings. Additionally, baggage insurance covers lost or delayed luggage. Each type serves a unique purpose. Understanding these options helps travelers choose the right coverage for their needs.
Having travel insurance can save you money and stress. Imagine needing medical attention while abroad without coverage. The costs can skyrocket. Travel insurance can ease financial burdens, allowing travelers to focus on enjoying their adventures. When unexpected situations arise, having insurance ensures assistance is just a call away.
Being Too Isolated
Travel solo can be a rewarding experience, but being too isolated has downsides. Solitude during travel can lead to feelings of loneliness, which can overshadow the excitement of new experiences. When you are alone for extended periods, the joy of discovery can diminish. It is easy to miss the vibrant connections that enrich your journey.
To combat isolation:
Look for ways to meet people and make connections.
Engage in group tours or classes, which allow you to share experiences with others.
Consider staying in hostels or joining social events.
These options provide opportunities to meet fellow travelers, share stories, and create lasting memories. Social media platforms can also help you find local meetups and events.
Balancing alone time with social activities is essential. Spend time exploring alone, but also set aside time for social interaction. Enjoy a meal at a communal table or attend workshops. This balance can enhance your travel experience significantly. When traveling solo, you can allow for reflection and personal growth, but it should not come at the cost of connection with others.
Not Staying Connected
One common mistake when travel solo is not staying connected with others. Informing someone about your travel plans is crucial. This includes your itinerary, accommodations, and any activities you plan. Having someone aware of your whereabouts offers a layer of safety. If anything goes wrong, they can take action on your behalf. This simple step provides peace of mind.
Using technology can also enhance your ability to stay connected. Make sure your phone is charged and accessible. Consider using apps that allow for easy communication. Share your location with trusted friends or family members. This ensures they can track your movements in case of an emergency. Having reliable means of communication can make a difference in critical situations.
Staying in touch with family and friends while traveling is vital. Regular updates through texts or calls can help maintain connections. Sharing your experiences can enhance relationships. It allows loved ones to feel part of your journey. Plus, it serves as a reminder that you are safe. Engaging with others can also lift your spirits when you feel lonely.
Underestimating Local Transportation
Travel solo offers freedom, but underestimating local transportation can lead to challenges. Navigating public transport systems varies by city. Some cities boast efficient trains and buses, while others may have confusing routes. Understanding how to use these systems is essential. Look for maps, schedules, or apps that can assist you. Familiarize yourself with the basics before you arrive. This preparation ensures smoother travel.
Taxis and ride-shares seem convenient but pose risks. Not all taxis are licensed, and some drivers might take longer routes. Ride-shares vary in safety, especially in unfamiliar areas. Always verify the driver’s details before getting in. Check the license plate and driver’s photo. Please share your ride details with a friend. Understanding these risks helps maintain safety while traveling.
Planning your routes saves time and reduces stress. Research your destinations and the best ways to reach them. Use online tools for directions and travel times. Map out connections between different transport systems. Prioritize routes that are well-lit and populated. This foresight enhances your travel experience. Knowing where to go and how to get there allows for a more enjoyable solo journey.
Overlooking Personal Safety
When travel solo, overlooking personal safety can have serious consequences. One key aspect is staying aware of your surroundings. Always pay attention to people and events around you. Avoid distractions like your phone when walking in unfamiliar areas. Being aware helps you recognize potential threats and avoid risky situations. Keep your items close and secure, especially in crowded places.
Another important factor is knowing how to avoid becoming a target for scams. Research common scams in your travel destination. This knowledge empowers you to identify suspicious behavior. Trust your gut feelings if something seems off. Often, scams prey on tourists who appear distracted or lost. Being cautious and informed minimizes your risk of falling victim to such schemes.
Lastly, trusting your instincts while traveling is essential. If a situation feels uncomfortable, it probably is. This instinct can guide you in making safe decisions. If you feel uneasy about a person or location, seek help or remove yourself. Prioritize your safety over any desire to explore. Trusting your instincts supports your overall well-being during your travels.
Forgetting to Plan for Emergencies
When traveling solo, forgetting to plan for emergencies can lead to severe issues. It is crucial to identify local emergency services in your destination. Research hospitals, police stations, and other essential services ahead of time. Write down their contact information and keep it handy. This can save time when you need help.
Another aspect of emergency planning is having a strategy for lost documents or funds. Losing your passport or wallet can be shocking and stressful. Before you leave, make copies of important documents and store them separately from the originals. Additionally, familiarize yourself with reporting lost items in your destination country.
Keep important information secure and accessible. Use a travel document organizer or a safe app to store vital details, including your insurance information, emergency contacts, and accommodation details. With everything in one place, you can react quickly to any situation. Being prepared allows you to enjoy your trip without unnecessary worry.
Skipping Cultural Experiences
When travel solo, many people miss the value of immersing themselves in local culture. Skipping cultural experiences can lead to a deeper understanding of a destination. Engaging with local traditions and customs enriches your journey. It offers insights into the daily lives of the people you meet. Eating traditional foods, participating in local festivals, and trying your hand at crafts can create lasting memories.
Engaging with locals respectfully is crucial. Approach conversations with an open mind and a willingness to learn. Use simple language or gestures if there is a language barrier. People appreciate when you make an effort to connect. Ask questions about their culture, and listen to their stories. Such interactions can lead to authentic experiences, enhancing your travel adventure.
Finding authentic experiences without guides is possible. Explore local markets, parks, and community events. These places often host cultural activities in which you can participate. Consider joining workshops or classes offered by locals. This way, you gain hands-on experience and create connections that guided tours often need to improve. Embrace the spontaneity of traveling solo and let it lead you to unexpected cultural encounters.
Not Keeping a Flexible Itinerary
Travel solo can be an exciting experience with opportunities to discover new places and meet new people. One mistake many solo travelers make is sticking too rigidly to their itinerary. While having a plan is important, it can also limit the spontaneity that makes travel fun. Embracing flexibility allows you to take advantage of unexpected experiences, whether a local festival, a chance meeting with fellow travelers, or a hidden gem you might not have known about.
When you keep a flexible itinerary, you open yourself up to new possibilities. If you hear about a great restaurant or a beautiful hiking trail, you can easily adjust your plans to explore this new opportunity. This adaptability can lead to some of the most memorable moments on your trip. You can immerse yourself in the local culture and environment by allowing yourself to change your plans. Some of the best experiences arise from spontaneity.
A rigid schedule can often lead to unnecessary stress. Worrying about a strict timeline can take away from the joy of travel. It would be best to keep a flexible itinerary to avoid feeling rushed and overwhelmed. It’s important to remember that travel is not just about checking off destinations but also enjoying the journey. So, when travel solo, be open to altering your itinerary. Embrace the moments that come your way, and you will enhance your travel experience.
Conclusion
In summary, avoiding common mistakes can significantly enhance your solo travel experience. Critical mistakes include not planning your itinerary, forgetting to research local customs, and neglecting personal safety. Each of these errors can lead to unexpected challenges. Preparing well can help you enjoy your journey more fully.
Travel solo is an opportunity for self-discovery and adventure. Embrace the journey and revel in the freedom it brings. You will learn about yourself and meet new people along the way. Each moment of exploration adds to your story and enriches your life.
To make the most of your solo travel experience, keep an open mind and be willing to step outside your comfort zone. Engage with locals, try new foods, and participate in local activities. These actions can lead to unforgettable memories. Solo travel can be one of the most fulfilling experiences of your life.
